Refinancing

Rethink Your Loan. Rework Your Strategy.

Book a free 30 minute discovery call with Pete Davies Mortgage Broker today.

Refinancing that makes your money work harder

Loans shouldn’t be set and forgotten. Your goals change. The market shifts. And what was once a good fit might now be holding you back. Refinancing is your chance to realign your lending with where you're headed next, and save some serious money along the way.

I don’t refinance just for the sake of it. I help you understand if it’s worth it, why, and how to do it in a way that supports your broader financial plans.

What to Expect →

“Pete helped us refinance, unlock equity for our dream kitchen and bathrooms, and set a plan to own our home sooner. Supportive, strategic, and an absolute game-changer.”

Why people come to me for refinancing

Some are frustrated with rising repayments. Others want to invest or renovate and need equity to do it. Some are just ready to stop wondering if they’re overpaying.

Whatever the driver, I look at the full picture: your goals, your loan, your options. Then we figure out the smartest move together.

Yes…it’s really that simple.


What the process looks like

We start by reviewing your current loan and how it stacks up. I’ll check what you’re paying, what your equity position looks like, and what your goals are over the next few years. From there, I:

  • Compare options from over 50 lenders

  • Negotiate better rates where possible

  • Recommend a structure that supports your next move

  • Manage the paperwork and switching process

  • Stay in touch for future reviews, so you’re not left drifting again

A better rate’s great, but this is about giving your money a job and making your loan work like it should.

Let’s review your setup — book a quick call and we’ll go from there.

Why go with a broker?

Let’s talk about what’s possible — book a call today.

Get in Touch